Saudi Labor Law Calculators 2026

Estimate end-of-service, final settlement, GOSI and leave pay under Articles 84, 85 and 107 of the Saudi Labor Law.

Updated 2026 · Includes the new GOSI system

Retirement Pension

Basic salary (SAR)

Fixed allowances (housing, transport) (SAR)

Start date

End date

Nationality

First GOSI registration

Include fixed allowances in the wage

Fixed, recurring allowances count as wage; variable commissions do not.

Estimated result

0SAR / per month

The end date must be after the start date.

Calculation breakdown

How it works

A retirement pension is paid to a Saudi who has completed the minimum contribution months. It is estimated as an annual factor × contribution years × the average contributory wage (capped at SAR 45,000).

Old system: minimum 120 months (10 years), retirement age 60, factor 2.5% per year. New system (Decree M/273): minimum 180 months (15 years), age 65, factor 2.25%. Expat workers are not part of the pension scheme, so no pension is due.

FAQ

＋When am I eligible for a pension?

After completing 120 contribution months under the old system, or 180 months under the new system, and reaching the statutory retirement age (60 or 65).

＋What is the difference in the calculation?

The factor is 2.5% per year under the old system and 2.25% under the new system, applied to the average contributory wage.

＋Do expats receive a pension?

No, expat workers are not part of the GOSI pension scheme.